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Privacy Police

SafetyPayPrivacy Police

Updated: February 02, 2015

Please read the following general website Privacy Policy carefully before you access or use the www.safetypay.com website, (the “Site”) or use of the SafetyPay Payment Solution (as hereinafter defined) as a purchaser of merchandise, goods, or services, so that you are aware of your legal rights and obligations with respect to SaftPay, Inc., aka SafetyPay, and its affiliates, parents and subsidiaries (individually and collectively, “we,” “us,” or “SafetyPay”).

This Privacy Policy describes the information we collect through the Site and the SafetyPay Payment Solution (as hereinafter defined), and how we use that information. If you have any questions or comments about this Privacy Policy or your personal information, please contact us using our Site’s support page.

IMPORTANT INFORMATION TO NOTE:
SAFETYPAY OFFERS A PAYMENT FACILITATION WHEREIN PAYMENTS MAY BE MADE FROM YOUR OWN FINANCIAL INSTITUTION TO MERCHANTS BASED ON YOUR DIRECT AUTHORIZATION (THE “SAFETYPAY PAYMENT SOLUTION”). THE SAFETYPAY PAYMENT SOLUTION IS NOT A CREDIT CARD, BANK ACCOUNT OR A GUARANTY OF PAYMENT OF MERCHANDISE. YOU NEVER NEED TO DIVULGE YOUR PERSONAL OR FINANCIAL INFORMATION TO A MERCHANT OR SAFETYPAY. (WELLS FARGO AND CHASE CUSTOMERS: SEE SECTION 1 BELOW).
BY USING THIS SITE OR USING OUR SERVICES, INCLUDING AGREEING TO PARTICIPATE IN A SERVICE, YOU (I) SIGNIFY YOUR IRREVOCABLE ACCEPTANCE OF THIS PRIVACY POLICY; AND (II) REPRESENT THAT YOU ARE OF LEGAL AGE TO AGREE TO THIS PRIVACY POLICY.
YOU AFFIRM THAT YOU ARE EITHER AT LEAST 18 YEARS OF AGE, AN EMANCIPATED MINOR, OR POSSESS LEGAL PARENTAL OR GUARDIAN CONSENT, AND ARE FULLY ABLE AND COMPETENT TO ENTER INTO THE TERMS, CONDITIONS, OBLIGATIONS, AFFIRMATIONS, REPRESENTATIONS, AND WARRANTIES SET FORTH IN THIS PRIVACY POLICY, AND TO ABIDE BY AND COMPLY WITH THIS PRIVACY POLICY.
UPON YOUR SUBMISSION OF PERSONAL IDENTIFIABLE INFORMATION TO THIS SITE, YOU AGREE TO THE TERMS & CONDITIONS OF THIS SITE (“TCS”), ITS RULES AND THIS PRIVACY POLICY. AS LONG AS YOU USE AND/OR REQUEST INFORMATION ON THIS SITE, YOU AGREE TO BE BOUND BY THE TCS AND THIS PRIVACY POLICY.
IF YOU DECIDE THAT YOU WANT TO REMOVE ANY PERSONAL INFORMATION THAT YOU PROVIDED TO US THROUGH THIS SITE, YOU MUST CONTACT US AND REQUEST THAT SUCH INFORMATION BE REMOVED. HOWEVER, PLEASE BE ADVISED THAT IT MAY BE IMPOSSIBLE TO PERMANENTLY REMOVE YOUR INFORMATION FROM THE INTERNET AS THE INFORMATION MAY CONTINUE TO EXIST IN CACHED PAGES, ETC.
VISITOR ACCESS TO THIS SITE AND USE OF THE SAFETYPAY PAYMENT SOLUTION (AS HEREINAFTER DEFINED) IS VOID AND UNAUTHORIZED WHERE PROHIBITED BY APPLICABLE LAW OR REGULATION.
If you do not agree with this Privacy Policy, or any of its terms, please do not provide us with your personally identifiable information (“PII”), for example, any personal information capable of being associated with you in particular or capable of identifying you.

 

Our business changes constantly, and our TCs, any rules posted on the Site, as well as this Privacy Policy may change too. You should check the Site frequently to see if there are recent changes. SafetyPay reserves the right to revise this Privacy Policy at any time without providing notice to its users. Your continued use of this Site, the SafetyPay Payment Solution and requests for information, including, but not limited to refund or claims requests, or marketing materials shall be deemed an irrevocable acceptance of any such revisions.

 

Unless stated otherwise, our current privacy policy applies to all information that we have about you.

1. What information does the Site and the SafetyPay Payment Solution collect?

The Site
Although you are not required to provide PII to view or use this Site, certain services that you may request (e.g., customer service inquiries, subscription to SafetyPay newsletters or other marketing information) may require you to provide personal information, such as your name, address, email address, and other contact information. We only use such information necessary to respond to your inquiries and to send you information such as newsletters, publications or other marketing materials that you have indicated you are interested in and have requested.
The SafetyPay Payment Solution
The SafetyPay Payment Solution specifically does not collect the PII of any user. Once you have made your selections on an affiliated merchant’s website and submitted your order by requesting the SafetyPay Payment Solution as your payment option, SafetyPay will direct you to your bank’s online payment service or otherwise provide you with a unique non-identifying number (the “Transaction ID”) which represents the tracking number for your eventual payment, settlement and possible customer service inquiries. To complete a transaction, you will be required to authorize the specific payment using your bank’s online payment system. SafetyPay will only facilitate those payments you authorize through your own financial institution. Authorized funds are transferred from your bank account to an account held by SafetyPay. SafetyPay then uses these funds to make a safe payment to the merchant for which you authorized the payment.
Wells Fargo and Chase Customers:
SafetyPay has partnered with UseMyServices to enable payments with your banks. SafetyPay is a third party, independent payment solution provider, unrelated to UseMyServices. UseMyServices is the sole provider of access to and payment services using your online bank. SafetyPay is in no way associated with the administration, management, access to or enablement of UseMyServices or your bank’s online services. When working with UseMyServices, you are providing your information to UseMyServices and not to SafetyPay. Please review the Privacy Policy provided by UseMyServices for information related to the usage of any PII you submit.

 

2. Information you give us

Personal Information
We only receive and store information you enter on our Site. For example, you provide PII when you request our newsletter or other marketing materials, or when you make a customer service inquiry. This list is not all inclusive of all manners in which you may provide information to us; however, all information that you submit to us is governed by this Privacy Policy, the TCs and any other rules.
Usage Information
We may record information about your usage, such as what pages or advertisements are viewed, as well as what promotional items are purchased.

 

3. How do we use the information you provide us?

We use the PII you provide us, such as your name, address, and email address in order to fulfill your requests. This is not an all inclusive list of how we will use the information you submit to us; however, all the information you provide us will be governed by this Privacy Policy, the TCs, and all other rules.

We may share your PII with our agents, representatives, contractors and other service providers so they can provide us with support services such as email origination, support services, customer relationship management services, or order fulfillment.
We may use your email or other PII to send commercial or marketing messages without your consent. We may also use your email address without further consent for non-marketing or administrative purposes (such as notifying you of major Site changes, changes to the SafetyPay Payment Solution or for customer service purposes).
We use both your PII and certain non-PII (such as anonymous user data, IP addresses, browser type, click stream data, etc.) to improve the quality and design of the Site and to create new features, promotions, functionality and services by storing, tracking, analyzing and processing user preferences and trends, as well as user activity and communications

4. Third Party Advertisers, Third Party Links

Unless provided for in this Privacy Policy, SafetyPay will not share any PII with any third parties without your consent.
Affiliated Businesses:
In an attempt to provide increased value to our visitors, we may choose various third party websites to link to or affiliates to work with, such as merchants. These businesses may have links to their sites on the Site or offer products to you on the Site. We may also operate promotional sites, provide services, or sell products jointly with these businesses. Even if the third party is affiliated with us, we have no control over these linked sites. Data collected by third party websites (even if offered on or through our Site) may not be received by us and therefore we cannot be responsible for the protection and privacy of any information that you provide while visiting those sites. Each of these third party sites has separate privacy and data collection practices independent from us. We encourage you to read the policies of these third party websites. By purchasing, or registering or making reservations for, products or services offered or sponsored by third parties or advertisers through third party links on the Site, or electing to receive communications (such as emails), you consent to our providing your personal information to those third parties.
Third Party Service Providers/Website Analysis Agent:
We employ other companies and individuals to perform functions on our behalf. Examples include, fulfilling orders, delivering packages, sending postal mail and e-mail, analyzing data, providing marketing assistance, processing payments, and providing customer service. Such companies will have access to personal information you provide needed to perform their functions, but are not authorized to use your PII for any other purpose. We may also use the services of marketing companies to help us measure the effectiveness of our advertising or promotions and how visitors use our site. The type of information we collect includes things such as pages, information and advertisements viewed as well as what promotional items are placed in a third party shopping cart or purchased, the amount of the purchase, the product number or quantity purchased. This information helps us learn things like what kinds of customers our site attracts and what kinds of offers our customers like to see.
Ads That Link Back to Our Site:
We may hire other companies to place our banner ads on their third party site and to perform tracking and reporting activities (“Third Party Advertisement Servers”). Third Party Advertisement Servers are subject to their own privacy policies. You are advised to review the privacy policies of these Third Party Advertisement Servers when you are visiting their site.
Your PII may be passed on to a third party in the event of a transfer of ownership or assets of SafetyPay or a bankruptcy. We may also disclose PII when we determine that such disclosure is necessary to comply with applicable law, to cooperate with law enforcement or to protect the interests or safety of SafetyPay or other visitors to the Site and users of the SafetyPay Payment Solution.

5. How does SafetyPay protect customer information?

We implement a variety of security measures to ensure the security of your personal information on our systems. Your personal information is contained behind secured networks and is only accessible by a limited number of our employees who have special access rights to such systems.
We do not transfer any information to nor do we receive any information from any merchant or your financial institution once you complete a purchase using the SafetyPay Payment Solution. SafetyPay will only have access to your Transaction ID during any purchase made using the SafetyPay Payment Solution. Any information collected by either third party service provider will remain with that provider.
Please bear in mind that third parties may unlawfully attempt to intercept or access transmissions or private communications. Although we work very hard to protect your privacy, we do not promise, and you should not expect, that your personal information or private communications will always remain private.

 

6. Does SafetyPay use Cookies?

 

We may use cookies for our own internal administrative purposes. Such purposes include personalization of our Site. In the process, a unique third-party cookie may be placed or recognized on your browser.

 

7. Individuals under 13 years of age

 

Pursuant to the provisions of the 1998 Federal Children’s Online Privacy Protection Act (“COPPA”), our policy is to refuse individuals under the age of 13 years to submit information to the Site. We therefore do not knowingly collect personal information from individuals under the age of 13 years of age.

8. How do you OPT-OUT or change the information we have for you?

SafetyPay gives you the ability to change or remove your information from our database. To update, modify or delete the information that we have on file, please contact us using the Site’s support page. We will comply with your requests as reasonably as we can. However, please note, that while you may remove your PII from the site at any time, you acknowledge that we may retain archived or cached copies of your PII.

Opt-out of SafetyPay Email Offers
You may opt-out or unsubscribe from receiving email offers or newsletters by contacting us using the Site’s support page. All email offers, newsletters, or customer service email responses sent to you be SafetyPay provide instructions on how to opt-out of receiving future emails, email offers, or newsletters. These instructions are located at the bottom of the email message.
Opt-out from Third Party Service Providers
. If you agree to receive emails from any of our third party service providers or any third party merchants, you will receive emails originating from them, and the information you choose to disclose to them will be subject to their own privacy policy. If you later decide that you no longer wish to receive their emails, you will need to follow their own specific opt-out guidelines. Using our opt-out procedures as described above will not opt you out of their promotional emails.

 

9. Notification of changes

 

By visiting the Site and requesting information, including customer service requests or publications and newsletters, you consent to the collection and use of information by us as set forth in this privacy statement. If we decide to change our privacy statement, we will post those changes within this page so our visitors are always aware of what information we collect, how we use it, and under what circumstances, if any, we disclose it.

Be sure to review our privacy policies and other rules, such as the TCs, regularly so that you will be aware of any changes to them. Please remember that your continued use of this Site after changes or revisions have been made constitute your acceptance of such updates or revisions.

 

10. SafetyPay’s Compliance with the Safe Harbor Program.

 

SafetyPay complies with the U.S.-EU Safe Harbor Framework as set forth by the U.S. Department of Commerce regarding the collection, use, and retention of personal information from European Union member countries. SafetyPay has certified that it adheres to the Safe Harbor Privacy Principles of notice, choice, onward transfer, security, data integrity, access, and enforcement. To learn more about the Safe Harbor program, and to view SafetyPay’s certification, please visit http://www.export.gov/safeharbor/

 

11. Contact.

 

SaftPay, Inc. (dba SafetyPay)

1920 Meridian Ave., Second Flr.

Miami Beach, Florida 33139